Jefferson Capital Systems, LLC vs. Mimi Nitake

Plaintiff believes that, on or about September 7, 2021 , Oportun, Inc. extended a loan to Defendant, account number ending in ("Account"). Defendant accepted the terms and conditions of the Account by Defendant's acceptance of the funds borrowed, and agreed to comply with the terms and conditions governing the loan, including the repayment of the loan along with any applicable fees and interest to Oportun, Inc., and its successors in interest.

2.

Plaintiff is the sole owner of the debt at issue.

3.

The debt balance at charge-off was $5,758.28. $0.00 in post charge-off fees and $0.00 in post charge-off interest have been imposed since the time of charge-off.

4.

The date of last payment on the Account was on July 28, .

5.

The charge-off creditor at the time of charge-off was Oportun, Inc., whose address at said time was Charge-Off Creditor's account number associated with the debt is *** .

6.

7. Defendant's name and address as it appeared in the Charge-Off Creditor's records prior to the sale of the Account to Plaintiff is MIMI AIKO NITAKE, .

8. Prior to the commencement of this action, the Account was assigned or otherwise transferred to Plaintiff. Plaintiff, is the present holder and sole owner of the Account. Plaintiff's address is 200 14th Ave E, Sartell, MN . The names and address of all persons or entities that purchased the debt after charge-off are:

Plaintiff has complied with the requirements of Civil Code section 1788 .52.

9.

Attached hereto and incorporated herein by reference are true and correct copies of documents evidencing the Account as stated in California Civil Code § .58(b).

10.

(A) Exhibit 1 is a copy of the document demonstrating the assignment of the Account to Plaintiff.

(B) Exhibit 2 is a copy of the document evidencing Defendant's agreement to the debt or a copy of the document provided to Defendant while the Account was active demonstrating that the debt was incurred by Defendant.

(C) Exhibit 3 is a copy of the Transaction History.

Plaintiff believes that Defendant is an individual who currently resides within the jurisdictional boundaries of this Court. Therefore, this Court is the proper Court for adjudication of this matter.

11.

12. Defendant failed to make payments as agreed on the Account and has failed to pay amounts due on the Account.

Taking into account all known payments, charges, offsets, if any, the amount due on this account as of the date this Complaint was prepared is $5,758.28, which amount equals the charge-off, less any payments or offsets as applicable.

13.

14. Although demand has been made upon Defendant to pay the outstanding balance on the Account, Defendant has failed to do so.

15. Plaintiff refers to and incorporates paragraphs 1 through 14.